Finding the right home at the right price is just one part of a home sale or purchase. Coldwell Banker Plourde Real Estate is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 207-660-4020 if your needs include a professional REALTOR® experienced in the business side of real estate.

Anticipated closing costs

There are certain expected expenses accompanying closing the sale of a house. These fees are often split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Maine to help guide you through your deal.

Closing costs that are loan-related    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, I'll not only work to get the optimal sales price, but I'll also campaign for lower closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: If you're buying a house in Kennebec County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not stunned when you show up at the closing appointment. I'll be happy to go through the GFE with you, answering your questions and highlighting any estimates that seem off.

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